Financial Counselors of America understands the results of poor budgeting, delinquency and poor money management that has gone beyond ones control. FCA provides a quality service and education during counseling sessions that will resolve debt and help enrich ones life financially. Avoid bankruptcy with credit counseling or debt consolidation. Financial Counselors of America (FCA) can help when your debt becomes unmanageable. Consult one of our credit counselors today to see if a debt management program is right for you.

For more information regarding our Debt Consolidation & Counseling please click on the picture.

FCA has partnered with THDA, HUD, and various US banks to provide an exceptional mortgage intervention counseling program. Our counselors will dissect your mortgage and provide you with a clear understanding of what your mortgage entails as well as prevent foreclosure and/or delinquency.

For more information regarding our Mortgage Intervention Counseling please click on the picture.

Financial Counselors of America is certified with the following organizations to issue certificates necessary to qualify for these governments sponsored loans:

1. Tennessee Housing Development Authority (THDA)
2. HUD
3. FHA
4. Tennessee Down Payment Assistance Program
5. And other government sponsored loans.

For more information regarding our First Time Home Buyers Education please click on the picture.

Assistance with Auto Purchases and Maintenance.

Understanding of:

• Loan Terms
• Penalties & Fee's
• Interest Rates

Preparing yourself for the purchase of an automobile and the increase in expenses.

For more information regarding our Auto Counseling please click on the picture.

Assistance with Renting.

Understanding of:

• Lease Agreements
• Renters Rights
• Understanding the Eviction Process